Wanna Know a Super Secret?
Working Australians receive a guaranteed portion of their wages or salaries as a super contribution each year. Self-employed Australians (hopefully) pay some of their own profits into super each year.…
Wanna Know a Super Secret?
Retire Well with an Income Stream
You know that the worst of Covid is behind us when the rules for your super start to bounce back to normal. On July 1 this year, we saw yet…
The Women’s World Cup and Good Money Management
The Women’s World Cup is on and the Matildas are playing magnificently! They have already made the final eight, and this weekend they have the chance to push through to…
How Many Types of Money are There?
Did you know that there is more than one type of money? We recently came across a fascinating book by American economist Joseph Wang. The book is titled Central Banking…
RBA’s Inflation Struggle: The ‘Feet in the Oven, Head in the Freezer’ Problem
If your feet are in an oven and your head is in the freezer, on average you probably feel quite comfortable. That’s the problem with averages. And it is a…
Want a Lower Interest Rate? There’s no Harm in Asking
As interest rates continue to rise unabated, many of our clients are finding that things are getting tight. They are wondering what to do. Well, the first step for many…
The Cheque’s (No Longer) In the Mail
If you like writing or receiving cheques, your days might be numbered. Last week, Treasurer Jim Chalmers announced a plan to phase out the use of personal cheques by 2030.…
The End Is Nigh (of the Financial Year, that is)
June 30 is sneaking up on us and there are only three more weeks until the end of the year. Time to really make sure you have all your ducks…
The smarter way to seachange
One of the less-reported elements of the Covid years was the rise in ‘seachangers.’ In the year to June 30 2021, the percentage of Australians living in cities fell from 67.4% to…
More on Budget 2023
Last week we looked at the recent Budget’s ‘big picture’ – the unexpected surplus of $4 billion. This week, we take a closer look at some of the specific announcements.…