Before coaching with Nicky, we’re very silly with money,we didn’t have a long term goal set in place. We were kind of just battling along and paying things off. We didn’t have the advice. We knew what it was, but it’s not like you went out to go and get the information. Until we did get on board with Nicky, we were blind and just making very uneducational decisions that we never thought in five years, two years, however long you are with Nicky that you could make the return you could , that was non existent to us. Working with Nicky will make you more confident in every financial decision you make with the education that you get and the knowledge. And we’re now making decisions to set us out that we would normally make a one off purchase and now we’re thinking how does that affect us in 30 years. We are much more confident because we actually know what we want to get, and every decision that we make is a much more educated decisions. Working with Nicky is an investment in yourself that there’s no dollar fee or honor that you can put in the peace of mind, the confidence for that period of your life.